UK100 Start-Ups: Artio

By Patricia Cullen | Mar 05, 2026

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ARTIO CO-FOUNDERS IBRAHIM SARWAR AND BILAL HUSSAIN
ARTIO CO-FOUNDERS IBRAHIM SARWAR AND BILAL HUSSAIN

This article is part of The UK100 Start-Ups, a special edition by Entrepreneur UK showcasing the most exciting startups redefining business in 2026. From climate and health to AI and creativity, these innovators are tackling big challenges—while racing to scale, secure funding, and attract top talent.

Artio, the fast-moving start-up redefining what is possible in the carbon markets, the financial infrastructure that channels capital into climate action, from forests and peatlands to clean cooking stoves and direct air capture. They have built the world’s first early-stage carbon insurance product, powered by a proprietary AI-driven risk engine that improves with every policy. Without scalable insurance, developers struggle to secure finance, buyers lack confidence, and investors face unhedged risks. Artio changes this dynamic.

ARTIO CO-FOUNDERS IBRAHIM SARWAR AND BILAL HUSSAIN
ARTIO CO-FOUNDERS IBRAHIM SARWAR AND BILAL HUSSAIN

This article is part of The UK100 Start-Ups, a special edition by Entrepreneur UK showcasing the most exciting startups redefining business in 2026. From climate and health to AI and creativity, these innovators are tackling big challenges—while racing to scale, secure funding, and attract top talent.

Artio, the fast-moving start-up redefining what is possible in the carbon markets, the financial infrastructure that channels capital into climate action, from forests and peatlands to clean cooking stoves and direct air capture. They have built the world’s first early-stage carbon insurance product, powered by a proprietary AI-driven risk engine that improves with every policy. Without scalable insurance, developers struggle to secure finance, buyers lack confidence, and investors face unhedged risks. Artio changes this dynamic.

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