Banking Transformation Summit 2026: Fintech & the Future of Smart Data 

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At the Banking Transformation Summit 2026, Entrepreneur UK speaks with Adam Betteridge from TSB Bank about how emerging technologies are reshaping financial services and what this means for entrepreneurs and small businesses. The discussion explores the most significant shifts expected in the next few years, including the rise of smart data and embedded banking, and how these innovations are redefining access to finance. Betteridge explains how smarter data sharing across financial ecosystems will enable entrepreneurs to connect seamlessly with multiple partners, improving access to lending and unlocking finance exactly when it is needed. He also highlights the growing role of AI in transforming payment journeys, helping businesses operate with greater speed, efficiency, and automation. A key focus of the conversation is TSB’s active role in supporting the smart data transformation agenda, as well as its engagement with the Financial Conduct Authority’s open finance initiatives. Ultimately, the goal is clear: to improve outcomes for small businesses by reducing friction in borrowing processes and ensuring faster, more accessible financial support when it matters most.